Moving

Event

Qualifying Life Event?

Moving

Sometimes.

Relocation must be to a new country, city, region, or ZIP+4 code to be a QLE. You have 90 days from the date of your address change to change your TRICARE health plan.

Your TRICARE eligibility doesn’t change when you move. But it may change your health plan options. Keep these things in mind when you know you’re about to move:

  • Don’t disenroll from any plan before you move. 
  • You’re covered by your current plan on your way to your new location.
  • You have 90 days from the date of your address change to change your TRICARE health plan.
  • Be sure to tell your regional contractor and all your providers if you have other health insuranceHealth insurance you have in addition to TRICARE, such as Medicare or an employer-sponsored health insurance. TRICARE supplements don’t qualify as "other health insurance." in addition to TRICARE. By law, TRICARE pays after all OHI. Learn more about using OHI.
  • Update your address and other personal information in the Defense Enrollment Eligibility Reporting System after you move.

If you make changes to your plan, the effective date will be the date your address change is effective in DEERS.

What You Need To Do When You Move

For a summary of what you need to do, choose your plan from the list below:

Enrolled in the TRICARE Dental Program?

Call United Concordia to update your records and find a new dentist.

If moving within the 50 United States, District of Columbia, Guam, Puerto Rico, or the U.S. Virgin Islands:

  • Call United Concordia: 844-653-4061 (CONUS50 United States, the District of Columbia, American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands).
  • Find a dentist.

If moving outside of the CONUS service area:

  • Call United Concordia: 844-653-4060 (OCONUSAreas outside of the 50 United States, the District of Columbia, American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands toll-free) or +1-717-888-7400 (OCONUS toll).
  • Find a dentist.

If you’re an active duty service member and using the Active Duty Dental Program or you’re enrolled in the Federal Employees Dental and Vision Insurance Program, visit:

Learn more about other QLEs

Retiring Separating
Having a Baby Getting Marriage
Getting Divorced Becoming Medicare Eligible
Going to College Child Becoming an Adult
Losing or Gaining Other Health Insurance Death in the Family
Moving When Deploying Injured on Active Duty
Activating Deactivating
Do you have a child with special needs?

Talk to your child’s case manager and regional contractor before you move. They can help you find a new doctor and other resources so the transition is smooth with no interruptions in coverage.

Last Updated 5/12/2025