TRICARE Prime Remote Overseas

TRICARE Prime Remote Overseas is a managed care option in designated remote overseas locations:

TRICARE Prime Remote Overseas meets or exceeds the requirements for minimum essential coverageBasic health care coverage that meets the Affordable Care Act requirement. under the Affordable Care Act.

Who Can Participate?

The following beneficiaries may enroll in TRICARE Prime Remote Overseas:

  • Active duty service members
  • Command-sponsored active duty family members
  • ActivatedCalled or ordered to active duty service for more than 30 days in a row. National Guard and Reserve members
  • Command-sponsored family members of activated National Guard and Reserve members

Retirees and their family members can't enroll in TRICARE Prime Remote Overseas.

How it Works

You get most care from an assigned primary care manager. Your PCM:

  • Refers you to specialists for care they can't provide 
  • Works with International SOS for authorization when needed

What You Pay

  • No enrollment fees
  • No copayments for any type of care as long as care is received from your PCM or with a referral  
  • Care received without a referral is subject to point-of-service fees

Overseas Point of Contact Program

When you enroll in TRICARE Prime Remote Overseas, you can call an overseas point of contact for help. They can help you:

  • Enroll in a TRICARE plan overseas
  • Schedule appointments at overseas network facilities
  • File your medical and dental claims
  • Answer questions about coverage options and benefits—including complex issues
  • Navigate TRICARE’s electronic self-service options

To locate your POC, contact your TRICARE Area Office.

Is TRICARE Prime Remote Overseas Right for You?

TRICARE Prime Remote Overseas is only available to active duty service members (including activated National Guard and Reserve members) and command-sponsored family member who live in remote overseas areas.

  • If you're on active duty, you have to enroll in TRICARE Prime Remote Overseas where it's available. 
  • Family members must be command-sponsored to enroll.
  • Family members who aren't command-sponsored or who choose not to enroll in TRICARE Prime Remote Overseas may want to consider purchasing other health insuranceHealth insurance you have in addition to TRICARE, such as Medicare or an employer-sponsored health insurance. TRICARE supplements don’t qualify as "other health insurance."

How To Enroll

Visit TRICARE Prime Remote Overseas Enrollment to learn more.

Once you've enrolled, you can download a TRICARE wallet card to take to your appointments. But you must also show your Uniformed Services ID card as proof of coverage.

For information on disenrolling or ending plan coverage, visit Disenrolling in TRICARE Prime Remote Overseas.

Change My PCM
Using Other Health Insurance With TRICARE

TRICARE pays last after most other health insurance plans, such as employer-sponsored health plans. Learn more about using OHI.

Last Updated 5/15/2025